My Funds is a program for managing checking and savings accounts. Easily keep track of transactions and balances, with both Real and Settled balances shown. The real balance reflects the balance for all transactions, while the settled balance reflects the balance for only settled transactions. Each transaction, such as check, deposit or withdrawal, has a settled or not settled state indicated by a simple check box. The settled check box next to each transaction, along with the Settled balance shown, makes it easy to reconcile the balance with the account's statement. My Funds also reduces the chances of an erroneous transaction entry by making sure the entry has the correct sign. For example, a deposit is treated as positive and a check or withdrawal is treated as negative. My Funds can also manage multiple accounts.