APSW Budget Planner V4 Enterprise encompasses a loans and savings tracker, goals planner, ad-hoc mortgage calculator, due dates, reminders and notes and with many extras like check and bill tracking with checkboxes for items paid, bill numbers and references, plus a multi functional reports menu packed with customizable features, and a wide variety of graphs for tracking your budget. We've even included a progress chart so you can assess throughout the year just how well you are budgeting. But best of all, you can track your budget by comparing your static budget against your actual budget, with the option of adding in your start balance and choosing any month from which to start your balance.