Credit card processing object performs secure credit card processing via the Internet. All communication is secure via SSL insuring that card numbers, authorization codes, and other sensitive information are kept safe. Install it in client applications or directly on your web server to provide secure credit card authorization to your web application. The credit card processor is VITAL Processing Services (formerly VisaNet). This system provides extensive credit card validation; including, address verification (AVS) and checking against the list of lost and stolen cards. All Internet communication is done through SSL (Secure Sockets Layer) providing encryption and safety of all data passed. In order to be able to make transactions in this system, you should have a Vital approved merchant account. CCProcessing component takes this account number as a parameter, along with the customer credit card details and the transaction amount. The transaction process consists of Authorization and Settlement (data capture). The split transaction process provides flexibility in terms of different business models, as you can perform settlement either at the same time as authorization or perform settlements as separate batch jobs.

The key benefits of CCProcessing are:

Support for "Direct Marketing" and "Retail" industry types
Small & fast (CCProcessing takes about 50 Kb and uses "native" Visa External format specifications for best performance)
AVS support
Support for CVV2/CVC2/CID card verification.
Secure (SSL)
Easy to integrate to development environment (VB example source code included)
Settlement transactions can be performed as a batch.
CCProcessing is available in the following forms:

COM object for Windows platforms
COM and MFC-class for Windows CE (PocketPC) environment
Delphi VCL component